Pension size in different countries. Average pension in Russia and how to calculate it for different professions? What is the average old age pension now?

Pension legislation in Russia has been reformed several times. Because of this, it seems that it is confusing and impossible to understand.

Diana Shigapova

knows what to count on

But calculating your future old-age pension yourself is realistic. This can be done quite simply - using a calculator on the Pension Fund of Russia website, although the results there will be very conditional. It is better to read this article and calculate the amount of your pension using a special formula.

Legislative regulation

The old-age insurance pension is calculated according to the rules established by:

1. Federal Law of December 17, 2001 No. 173-FZ “On Labor Pensions in the Russian Federation”.
2. Federal Law of December 28, 2013 No. 400-FZ “On Insurance Pensions”.
3. Decree of the Government of the Russian Federation dated October 2, 2014 No. 1015 “On approval of the rules for counting and confirming insurance period for the establishment of insurance pensions."

According to these laws, the pension fund determines the length of the insurance period, the value of the individual pension coefficient and the size of the future pension.

How to find out the size of your future pension

1. The duration of the insurance - labor - length of service, which includes not only years worked, but also socially significant periods: military service, caring for children, disabled people, elderly relatives, living with a spouse in a place where there was no work.
2. The amount of wages before deduction of personal income tax in each calendar year worked.
3. Year of retirement. This is especially important if a person plans to retire not immediately at 65 or 60 years old, but later.
4. Individual pension coefficient for each year worked and in total for the entire working life.
5. The cost of the individual pension coefficient for the year of retirement.
6. The amount of the fixed part of the insurance pension, which is set for the year of retirement.

All this data must be inserted into the formula for calculating the pension:

SP = IPC × SPK + (EF × KvEF),

where SP is the amount of the old-age insurance pension;

SPK - the cost of one pension coefficient - point - as of the day from which it is assigned insurance pension by old age. SPK for 2019 is equal to 87.24 R;

FV - fixed payment to the insurance pension, for 2019 - 5334.19 R;

KvFV - coefficient of increase in the EF, which is applied when deferring the application for an insurance pension.

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Individual pension coefficient

The individual pension coefficient, IPC, is the number of points given for the calendar year worked.

Calculation of individual coefficient occurs according to the formula:

IPKtotal = (IPKs + IPKn) × K,

where IPKs is the old individual pension coefficient, that is, the sum of points that a person scored before 01/01/2015;

IPKn - new individual pension coefficient, that is, the amount of points scored after 01/01/2015;

K is the coefficient for increasing the IPC, which is applied when deferring application for a pension.

The amount of the IPC for one calendar year depends on the amount of contributions that the employer transferred to the Pension Fund for his employee. It is calculated using the formula:

IPC = (SV / NSV) × 10,

where SV is the amount of insurance premiums paid by the employer for the employee,

NSV is the standard amount of insurance premiums.

Standard amount of insurance premiums You also need to calculate: the maximum value of the base for calculating insurance premiums is multiplied by 16%. The maximum base for contributions is set annually by the government of the Russian Federation. In 2019 it is 1,150,000 RUR.

It turns out that NSV in 2019:

1,150,000 R × 16% = 184,000 R.

Additional pension points They give not for the year worked, but for socially significant periods of life.

Examples of periods for which pension points are given

Military service upon conscription

Number of pension points

Caring for disabled people of group 1

Number of pension points

Caring for an elderly person over 80 years of age

Number of pension points

Care disabled child

Number of pension points

Accommodation with military spouse in a place where there was no work

Number of pension points

Living abroad with diplomatic spouse or consular officer

Number of pension points

Leave to care for the first child up to 1.5 years

Number of pension points

Leave to care for a second child up to 1.5 years

Number of pension points

Leave to care for the third and subsequent children up to 1.5 years

Number of pension points

These points are also included in IPKs and IPKn depending on when the event occurred.

Point cost approved by the legislator every year. For the period from 2019 to 2024, the cost of points is approved by Federal Law No. 350-FZ:

• from 01/01/2019 - 87.24 R;
• from 01/01/2020 - 93 RUR;
• from 01/01/2021 - 98.86 R;
• from 01/01/2022 - 104.69 R;
• from 01/01/2023 - 110.55 R;
• from 01/01/2024 - 116.63 RUR.

Two periods were converted labor activity separately:

1. From 2002 to 2014.
2. Until 2002.

IPC accrued for these periods can be requested through your personal account on the Pension Fund website.

Fixed part of the insurance pension

The pension includes a fixed payment, so to calculate it you need to know the amount of this payment.

For everyone except persons with disabilities, persons without dependents or without the right to early retirement, in 2019 the fixed payment is set at 5334.19 RUR. Further it will grow:

• from 01/01/2019 - 5334.19 R;
• from 01/01/2020 - 5686.25 R;
• from 01/01/2021 - 6044.48 R;
• from 01/01/2022 - 6401.10 R;
• from 01/01/2023 - 6759.56 R;
• from 01/01/2024 - 7131.34 RUR.

Premium odds

If you apply for an old-age pension later, and not upon reaching retirement age, then the coefficients for increasing the IPC and EF are used in the calculation.

The size of the bonus coefficients depends on the “lateness” of the application.

What coefficients are used if you do not apply for a pension immediately?

How is the pension calculated?

The old-age insurance pension is calculated based on three conditions.

Age. From 2028, men will retire at the age of 65 and women at 60. Now, in the second half of 2019, men aged sixty and a half and women aged fifty and a half are retiring.

Number of IPCs. In 2019, it is enough for a future pensioner to have 16.2 points, but in 2024 pensioners must have at least 28.2 points, and in 2026 and beyond - from 30 points.

Only if these conditions are met will the pensioner be able to receive an old-age insurance pension. Otherwise, he will have to wait another 5 years and apply for a social old-age pension, which is much less than the insurance one. The amount of the social pension is set by the state.

How to calculate your pension

After determining the duration of the insurance period, the number of IPCs, the cost of one pension point, and the size of the fixed payment for the year of retirement, you can proceed to calculating the pension.

Calculation formula pensions are like this:

SPst = IPK × STpk + FV,

where SPst is the old-age insurance pension;

IPC - individual pension coefficient;

STpk - the cost of the pension coefficient;

FV - fixed payment.

You need to substitute your data into this formula. The result will be the amount that the pensioner will receive.

Calculation example. Let's take the conditions for 2024 and fast forward 33 years to 2057, when women who started working at 18 in 2015 will reach retirement age of 60.

Let’s assume that Anna worked for 30 years at a factory, gave birth to one child, was on maternity leave for up to 1.5 years, and received a salary of 40 thousand rubles.

First, let's calculate the number of points that Anna has earned throughout her working life.

Each year the employer transferred insurance payments in the amount of:

40,000 R × 12 × 16% = 76,800 R.

For each year worked, Anna received:

76,800 R / 184,000 R × 10 = 4.17 points.

Over the 30 years she worked, Anna accumulated:

4.17 × 30 = 125.22 points.

To the “labor” points you need to add points for child care:

125.22 + 1.8 (1 calendar year) + 0.9 (six months) = 127.02 points in total.

The cost of 1 point is 116.63 RUR. We count:

127.02 × 116.63 R = 14,814.34 R.

To them we will add a fixed payment - 7131.34 RUR. The total pension is 21,945.68 RUR.

Calculation of pensions for people who work unofficially. If you work unofficially, do not pay insurance contributions to the Pension Fund and do not collect the required number of points, you can only apply for an old-age social pension. You can enter it only 5 years later: for men - at 70 years old, for women - at 65.

In 2019, the social old-age pension is 5304.57 RUR. To this amount, enough is added from the budget so that the pensioner begins to receive the regional cost of living for a pensioner.

How to find out the amount of pension savings

All information about pension rights and savings are in the personal account of the Pension Fund. You can get it by ordering an extract.

Contact the pension fund or MFC. The extract will be given on paper on the day of application.

Send a request electronically or personal account on the Pension Fund website. The email response will come instantly.

How to increase the size of your future pension

There are three ways to increase your future pension.

Purchasing pension points. If it becomes clear from your personal account statement that there are not enough pension points, you can purchase more. To do this, you need to make voluntary insurance contributions to the Pension Fund. You can buy up to half of the required insurance experience - no more than 15 years.

Receiving the maximum contributory salary. From 2021, you can get a maximum of 10 points per year worked.

If in 2021 the maximum base for calculating insurance premiums is the same as now, in order to gain 10 pension points, you need to receive 95,833 R or more. Insurance premiums from these salaries will allow you to gain the maximum IPC.

Search for additional future income. Money can be deposited in a bank, opened an IIS, or invested in real estate. Each of these tools will bring additional income in the future. T-J already wrote,

Increasing pensions for entrepreneurs- a particularly pressing question. For paying fixed insurance premiums, they are awarded a little more than 1 point, because of this, individual entrepreneurs receive a minimum pension. Therefore, we advise entrepreneurs to read especially carefully

How to calculate old age pension

1. Calculate your insurance period.
2. Find out the number of accumulated pension points.
3. Find out the value of the pension point and the size of the fixed payment for the year of retirement.
4. Take into account benefits and bonus rates, if you are entitled to them.
5. Submit the data into the calculator on the Pension Fund website, or calculate the pension manually.

Today, many of our compatriots receive pension payments. Everyone is entitled to their own type of security. Some of them receive more, some less. Rosstat employees annually maintain statistics on the average size of such payments for each category of citizens.

What is the average amount pension provision in the Russian Federation for 2019? What legislation governs this issue? What proportion of pensioners receive the average benefit?

Let's consider these and other important issues in more detail.

Legislative aspect of the issue

The question of calculating pensions in the Russian Federation governed by such laws:

• The Constitution of the Russian Federation (as amended in January 2009), which guarantees that every resident of the Russian Federation receives state assistance in the form of a pension;
• Federal Law No. 166, which provides for the procedure and conditions for obtaining this state benefit;
• Federal Law No. 167, which regulates the issue of;
• Federal Law No. 27, regulating the issue of personal accounting in pension insurance;
• Law of the Russian Federation of February 1993 (on pension provision for military citizens), providing for the procedure and conditions for receiving this benefit;
• Federal Law No. 75 on the possibility of receiving payments from non-state funds.

It is important to remember: this list is not exhaustive, but it contains all the necessary information on the issue of pension provision for the population of the Russian Federation.

Average payout amount

The average amount of payments is determined by a number of factors - first of all, it is influenced by place of residence of the citizen and his professional competence.

By region

Depending on the region of residence, the average pension amount is established.

For example, from January 2019, in Rostov region The average pension is about 12,250 rubles.

The amount of the insurance benefit increases to 12,250 rubles, and - to 13 thousand rubles.

It is worth noting that as of January 2019, about 1.31 million people receive these benefits in the Rostov region, which is an order of magnitude higher than in 2017.

IN Moscow region the average payment varies from 13.2 to 14.6 thousand rubles.

According to the latest data, in the territory Yekaterinburg and Sverdlovsk region The average pension payment is about 15,400 rubles.

By profession

Medium size pension provision:

On the territory of the Russian Federation, pension provision, including the average, depends on many factors, including the number of years of work experience and length of service.

For individual categories

Military personnel

Among military pensioners, the average provision is 26,200 rubles.

At the same time average benefit amount:

• general - 47,000 - 50,000;
• lieutenant colonel - about 31,000;
• major - 25 00;
• captain - 23,150.

Disabled people

The average pension payment for this category is:

Citizens who have been disabled since childhood:

• 1 group receives an average of about 12,500;
• 2 groups – 10,400;
• 3 groups – 5,800.

Citizens with the status of “disabled children” receive on average about 12,300 rubles in the country.

Veterans

In 2019, pensioners who have income receive support of about 38,205 rubles.

The indicator is the average for the entire territory of the Russian Federation.

Residents of the Far North

• citizens who have worked for 20 years in the Far North;
• having 15 years of work experience in these regions.

Those who have worked at least 20 years in the North or adjacent territories (with difficult climatic conditions), receive average pension provision:

Worked minimum 15 years in the North or adjacent territory, on average they receive:

• without dependents – 7,300 (up to 80 years of age) and 14,400 (after 80 years of age or with 1 group of incapacity);
• if there is one dependent – ​​9600 and 16,800;
• two -12,020 and 19,200;
• three -14,400 (up to 80 years) and 21,600 after 80 years or 1 group of incapacity.

In many ways, the amount of pension benefits depends on such factors:

• size ;
• salary level;
• presence or absence of length of service.

Preferential benefits

Medium size preferential pension provision by year looks like this:

• 2012 – 9500;
• 2013 – 11 000;
• 2014 – 12 600;
• 2015 – 14 500;
• 2016 – 17 200.

Based on information from Rosstat, in 2019 the average amount of early retirement benefits will not differ much from the previous year. The indicators are not the best, however, these are the realities.

Number of people receiving these payments

As of February 2019, approx. 14 million citizens of retirement age continue to work, and 14 million of them are men and women in the age category from 55 to 60 years.

Talking about disabled people, according to Rosstat, today there are about 760,000 people working. There are about 23,000 people receiving benefits.

More than 130,000 working pensioners are people who suffered as a result of the accident at the Chernobyl nuclear power plant or another man-made disaster, including those who live in contaminated areas of the state.

According to Rosstat data as of February 2019 pension amount throughout the Russian Federation– 12,900 rubles (average).

In addition, the size old age benefits is 13,000 rubles, due to occurrence of incapacity and even less - about 7,900 rubles.

The smallest size was recorded among residents of the Russian Federation receiving survivor benefits– about 7,300 rubles.

Many citizens of retirement age today are wondering what percentage of the population receives the average benefit amount? There is no official information as such, but analysts claim that this is no more than 30%.

Unfortunately, based on observational data, we can conclude that over the next few years this percentage may decrease significantly. This largely depends on the level of inflation in the country.

About the average value of this indicator of state benefits, see the following video:

Welcome to website. In this article we will talk about pensions in Moscow and their indexation in 2020. Pension payments in Russia increase annually. This increase is compensation for the effects of inflation.

An increase in pensions in Moscow in 2020 means not only an increase in the amount of the basic part, but also an increase in Moscow additional payments to those categories of pensioners who are entitled to it. But indexation of pensions for pensioners who continue to work will not be carried out throughout Russia, including the Moscow region.

All pension accruals, which are taking place in 2020, are a continuation of the new developing pension reform. At the moment, old-age pensions are received on the basis that are prescribed in the law “On Insurance Pensions”, these include:

• Reaching the legal age of 60 years for women and 65 years for men.
• Acquired required work experience.
• Availability of the required number of pension points.

Until 2025, every year the requirements for both length of service and the coefficients of social insurance payments will be increased. In 2019, these requirements are set at 10 years of experience and 16.2 points, in 2020, respectively, 11 years of experience and 18.6 points. This increase will be carried out annually. If a person knows these indicators, then he can independently calculate his length of service and points, as well as determine his readiness for retirement.

In addition, there will be changes in the indexing of pensions of working pensioners. In 2019, a new accumulation system began to operate, in which the employee will independently determine contributions to the funded part of the pension; it will vary from 1% to 50%. A person can use the savings portion until he retires. At the moment, the transfer of the funded part by inheritance is being considered.

The increase in pensions is carried out at the legislative level in order to protect people from the consequences of inflation and the difficult economic situation in the country. As in previous years, pension increases in Moscow in 2020 will be carried out in different months:

• On January 1, the old-age pension will increase, indexation will take place by 6.6%. This increase is designed only for the unemployed category of citizens who do not have additional income.
• On April 1, there will be an increase in social and state pensions by 2.4%.

The innovations did not pass over civil servants either. In accordance with changes in the law, every year their retirement age will increase by 6 months, and the minimum length of service for retirement will be at least 20 years. For this reason, the retirement age in 2020 for women is 55.5 years, and for men 60.5 years. The maximum retirement age for men will be reached in 2026, and will be 65 years; for women, the increase in age will last until 2032 and will be 63 years.

Minimum social pension in Moscow

The Moscow cost of living for a pensioner is the minimum pension in Moscow with social benefits. 2019 increased this minimum for people in retirement to 12,115 rubles. In the 2nd quarter of 2019, the cost of living for a pensioner is 12,487 rubles. And this amount will become the minimum pension for the capital region.

This amount is established for all citizens who are retired, as well as registered and living in Moscow for less than 10 years.

Pensioners who live in the capital longer than this time and native Muscovites receive a pension of a different size; it fully complies with the City social standard for a small income.

That is, if a person lived in Moscow for less than 10 years and retired, then he will not receive the Moscow bonus. Such pensioners receive a minimum pension, which is calculated at the minimum cost of living in a given region. In other words, if a pensioner lives in the capital for less than 10 years, then his pension will be the minimum amount approved at the legislative level, that is, the subsistence level.

If a pensioner has lived in the capital for more than 10 years, then he is already entitled to a minimum old-age pension. To receive insurance payment, his insurance experience must be at least 10 years. Also, to receive such a pension, permanent registration is required; such subsidies are not valid for temporary registration. All periods of permanent registration in Moscow and equivalent regions are summed up into the total period of residence.

The size of the pension in Moscow in 2020 depends not only on the social part, which is established by law, it also includes various allowances from the region. The final amount of minimum additional payments depends entirely on the period of residence of the person receiving the pension in the capital.

If the period of residence is 10 years or more, then the pensioner has the full right to receive an allowance according to the capital’s indicators. In other regions, the initial figure is 8,540 rubles; in the capital, this figure is higher, and as we have already said, it is 12,487 rubles.

For non-working Moscow pensioners, the pension will increase by 6.6% this year. But according to Pension Fund such an increase will not be able to cover the cost of living for a pensioner. That is, with such an increase, the social pension will be only 9,156 rubles, with a minimum expected of 9,364 rubles.

Indexation of pensions in 2020 in Moscow for pensioners who continue their working activities has not been carried out for a long time. And there will be no increase this year either. At the moment, nothing is said about increasing pensions for working pensioners. But if the pensioner leaves work, then indexation of the pension payment will be made without fail.

Increasing the minimum pension in January 2020 in Moscow

At the moment it is known that the minimum pension in Moscow will increase in 2020. The calculation of the insurance pension payment now includes the sum of points, that is, what will be the difference between the age for retirement and the actual number of retirement. If you retire later, the pension coefficient will increase.

There will also be a state indexation of the value of pension points in accordance with fixed additional payments. But such a system has a number of positive qualities:

• An increase in the minimum pension payment for Muscovites from January 1, 2020.
• The amount of money that will be paid to the pensioner will be set at 19,500 rubles.
• The difference in amounts will be more than 3,000 rubles, such an increase becomes very noticeable for a pensioner.

The size of the minimum pension payment in the capital was strongly influenced by the real incomes of low-income residents, and there was also a strong increase in prices for essential products against the backdrop of recent inflation. As a result, the minimum pension no longer covers the expenses of people in retirement. Now about 43,000 people living in the capital will receive additional payments that they were not previously entitled to.

Pensioners living in Moscow, as well as in other regions of the country, receive basic benefits in accordance with the regulatory framework. When the amount of payment is determined, the main emphasis is on the instructions. At the moment, the minimum pension payments to Moscow pensioners are based on official regulations:

1. On October 31, 2017, a resolution was adopted “On establishing the amounts for certain social and other payments for 2018, on amendments to the resolution of November 27, 2007 No. 1005-PP.”
2. On January 1, 2018, there was an increase in the city coefficient, which determines regional supplements to pension payments. For 2018, the increase occurred to 17,500 rubles, that is, the increase was 21%. From January 1, 2020, the minimum pension is 19,500 rubles for citizens living in Moscow for more than 10 years.

Additional social payments to pensioners, as well as an increase in state benefits for low-income families, will affect about 2 million people living in the capital. To ensure the protection of the population at the financial level, there is an increase in all social benefits for all preferential categories, these include:

• Large families.
• Low-income families with children.
• If there is a disabled child in the family.

Indexation of pensions in Moscow will be the same as in Russia

What will the pension in Moscow be after indexing? The process of increasing payments is designed to equalize the size of social payments against the backdrop of ongoing inflation. The increase in the insurance pension in the Moscow region will occur by 6.6%, but the amount received should not be lower than the legal subsistence level; in 2020 in the capital it is 12,487 rubles.

Pensioners who are entitled to a social pension in Moscow in 2020 and state pension, will receive indexation of payments only on April 1, 2020. This happens due to calculations that are based on Rosstat data for 2019; the data obtained requires collection and processing, which takes time.

Not all categories of pensioners will receive indexation of pension payments in Moscow; at the moment, the following are eligible for an increase:

• Pensioners who do not work and receive an old-age pension, their payment will increase by 6.6%.
• Social category pensioners, that is, disabled children, loss of a breadwinner and others, their payment will be increased by 2.4%. Social subsidies will increase by 4%.

All pensioners who did not leave their working career cannot count on indexation. That is, their pension payments will not be increased and the amounts will remain the same. Indexation of pensions for this category of citizens will occur only if they stop working and receive additional income.

Additional payments to certain categories of pensioners in 2020

The situation in the capital's economy is improving very slowly, and this is least visible to pensioners and social categories of citizens. That is why the decision was made to increase social subsidies. And already at the beginning of 2020, all pensioners living in the capital will begin to receive additional allowances. These allowances will increase approximately 5 times; the budget has allocated 47 billion rubles for this increase.

• Citizens of the Moscow Defense 8000 rubles.
• Veterans of labor and military service 1000 rubles, home front workers 1500 rubles, rehabilitated citizens 2000 rubles.
• WWII participants up to 2000 rubles.
• The compensation for citizens affected by repression will be doubled.
• Heroes of Russia, the USSR, cavaliers with a warrant of Glory and Labor Glory 25,000 rubles.
• Widows of heroes of Russia, the USSR, gentlemen with a warrant of Glory and Labor Glory who did not enter into a subsequent marriage 15,000 rubles.
• Honorary citizen of Moscow 50,000 rubles every month.
• People's Artists Soviet Union, Russia, RSFSR 30,000 rubles.

Pensioners in these categories will receive such bonuses on a monthly basis. Also, pension supplements will be assigned to citizens who are considered long-livers. That is, if a person lives 101 years or more, he will be paid additional monetary compensation. They are entitled to a government payment on their birthday. On this occasion, they will receive a one-time compensation in the amount of 15,000 rubles.

That's all. As you can see, in the end, the average pension in Moscow is made up of many factors and on the basis of government regulations and amounts to 18,800 rubles for the majority of Muscovites.

Providing a decent standard of living for vulnerable segments of the population is one of the main indicators of the country’s social policy. In Russia, unfortunately, it is not yet possible to talk about high income for pensioners. However, the state is trying to change this situation by annually indexing pension payments and reforming legislation.

The Russian Federation provides for several types of pension accruals:

1. Pension according to state provision(sometimes due to old age, disability, loss of a breadwinner) - assigned to citizens whose activities were related to government (including military) service or to those affected by man-made disasters.
2. Insurance pension - payments that are ensured by monthly contributions to the pension fund from the official income of a citizen in the event of reaching a certain age (old-age pension), loss of ability to work (disability), death of a citizen who was dependent on disabled family members (loss of a breadwinner).
3. Funded pension (previously it was called the funded part labor pension) is formed by transferring part of pension contributions to funds (both public and private) for investment. It was possible to choose a funded pension option until 2015.
4. A pension under non-state (voluntary) pension provision is a type of payment invested by the citizen himself by transferring all his pension contributions to a non-state pension fund.

The old-age insurance pension is the most common type of payment in the country. It is open to men over 60 years of age and women over 55 years of age. In 2018, to obtain insurance coverage, at least 9 years of official work experience and at least 13.8 pension points are required. These criteria are “tightened” every year, and by 2024 it is planned to establish a minimum work experience of 15 years. In the case where points or working years a citizen does not have enough, he can receive a social pension, but not earlier than from 60 years for women and from 65 for men.

Minimum pension in 2018

There is no concept of minimum pension provision in the legislation, but this term is usually used to denote the minimum subsistence level (hereinafter - LM) for this category of citizens - pensioners. It is formed from various factors: the inflation rate, the consumer basket (prices of vital goods), utility bills. These amounts vary quite a bit depending on the region. In 2018, the average minimum monthly pension for a pensioner is determined at 8,703 rubles, taking into account indexation by 3.7% from January 1.

Important! Payments are indexed only for non-working citizens of retirement age. But insurance accruals for working older people will be recalculated upward upon their dismissal, since pension points continue to be accrued during their working life.

The largest amount of the minimum pension, determined by the subsistence level, was recorded in the Chukotka Autonomous Okrug - 20,944 rubles. The amount of charges in Moscow is slightly lower - 17,500 rubles. The next region with a high PM is the Kamchatka Territory, where older people receive from 17,151 rubles. If we do not take Moscow into account, then the Central Federal District has a PM of approximately 7,000 (Kursk region) to 9,500 rubles ( Voronezh region). In the North-Western District, thanks to the “northern” allowances, the minimum payments are higher - from 9,700 to 18,200 rubles (Nenets Autonomous District). In the Southern Federal District, the figures fluctuate around 9,000 rubles, and in the Volga region - from 7,700 to 9,300 rubles. The Ural Federal District has the following values: minimum pensions from 9200 (Kurgan) to 14800 rubles in the Yamalo-Nenets Autonomous Okrug. Regions in Siberia do not show much variation; there the minimum charges remain at the level of 9000-9700 rubles.

Other cash bonuses and benefits

Analyzing the data on minimum payment amounts, you can see that not everywhere these figures reach the declared 8,703 rubles. In this case, the citizen is entitled to an additional payment from the state (this applies only to non-working pensioners). In addition, he must permanently reside on the territory of the Russian Federation. Federal benefits also include travel to public transport at special rates. In addition to allowances, older people are offered security provided by the government of the subject. This could be additional cash payments, provision of medicines and food, or sanatorium treatment.

Average pension by region: table

The average pension is a summary of old-age insurance benefits in the region, which includes both high and low rates. Throughout the country, the average monthly premiums this year are 14,045 rubles, which is 400 rubles more than in 2017. We have presented in the table the values ​​of average insurance premiums and the cost of living of a pensioner for 2018 for the main regions of Russia, arranging them in order descending

In 2020, the increase in pension payments will be felt by several groups of the population:

• From January 1, insurance pensions for non-working citizens were indexed by 6.6%. The growth of payments in the case of a particular person depends on two factors: the amount of earnings during the period of employment, as well as length of service. On average, in 2020 pensions will increase by 1 thousand rubles.
• Payments for working pensioners will increase in August. The size of the increase is individual: contributions sent by the employer to the Pension Fund are decisive.

Pension indexation in 2016 - 2019

After the record indexation of 2015, when payments increased by 11.4%, the increase in pensions occurred at a low pace:

• In 2016, for the first time, it was decided not to index pensions for working citizens. In February, only unemployed pensioners experienced a 4% increase in payments.
• In 2017, the increase occurred twice: in February, the fixed payment to non-working citizens was indexed by 5.8%, and in April, the insurance pension for both working and non-working pensioners increased by 0.38%.
• In 2018, payments for non-working pensioners were increased by 3.7% - this is the lowest figure in previous years. The moratorium on indexation of payments for working pensioners continued to apply.
• In 2019, the indexation rate is 7.05% and is thus twice the inflation rate. Social payments from the Pension Fund will increase by 4.3%, and state and social pensions by 2%.

In 2016-2019 Russian pensioners received minimal bonuses: the government explains this by systemic problems in the economy, which emerged due to the collapse of oil prices and the introduction of international sanctions. The lack of funds in the treasury affected the amount of payments. In ruble equivalent their size was:

The state associates a further increase in payments with an increase in the retirement age and, consequently, a decreasing burden on the state budget. Thus, already in April 2020, the second, after January, indexation will be carried out taking into account income from the reform. And in subsequent years, pensions in Russia are planned to be indexed higher than inflation - by an average of 1,000 rubles. per year.

Average pension in the Russian Federation in 2020

The average pension size in Russia in 2019 according to Rosstat was 14143 rubles As part of the 2019 pension reform, the government decided to increase pension payments, including for working pensioners. The new pension amount will be calculated using the increased coefficient. To compensate for spending from the state budget on increasing pension payments, the government decided to raise the retirement age.

Average pension in Russia in 2019 by region

To visually reflect the situation in the country regarding pension payments, see the table indicating the average old-age pension by region, in comparison with the cost of living per pensioner (PM) for a given region.